The happiness formula

The happiness formula

3 days ago 0 55

Money can’t literally buy happiness, however studies show that reducing financial stress and having more options can increases happiness. What is definitely clear is that there is a connection between emotions and money, and being less emotional as an investor reduces your stress, which therefore can increase your happiness AND therefore also your financial success. Maybe that’s not surprising. But here’s a formula to understand how to increase happiness, and…

Q4-2018 Quarterly Context Webinar

3 months ago 0 227

Why is the stock market cooling? Why and how many investors fail to do what disciplined/experienced investors do. People are still feeling confident about the future, but less so. Is your debt shrinking as a % of your income like the average person? How many times did the market drop 10% or more in the last 10 years? How common are market drops of -5%, -10%, -15% and -20%? Stock…

Lessons from a flat tire – how to handle stock market volatility

3 months ago 0 366

Is recent market volatility making you nervous? Perspective could help you stay calm and on track. Your financial journey is a lot like a car trip. On your route from point A to point B, while driving wisely, it is normal to experience stoplights, curvy roads, bad weather, or other elements that slow you down. A few times in your life, you might hit a pothole or nail that causes…

2019 IRS contribution limit updates means you can save more in your retirement plan

4 months ago 0 183

You can now save more in your retirement plan! See below for 2019 IRS contribution limit updates, and click the link for IRA account and other updates. 401(k), 403(b), 457 Plan deferral Limit: 2018: $18,500, 2019: $19,000 “Catch-up” Contribution >age 50: 2018: $6,000, 2019: $6,000 Defined Contribution Total Dollar Limit: 2018: $55,000, 2019: $56,000 Highly Compensated Employee definition: 2018: $120,000, 2019: $125,000 Click here for full IRS announcement of 2019…

Now is a good time to learn the lessons from the global financial crisis

5 months ago 0 152

As we hit the 10-year anniversary, there are lessons to learn from the economic challenges and 2nd worst market in history, and subsequent recovery, that began a decade ago. 10 years is long enough that some people don’t even remember this major financial event, while others feel like they are still recovering, given that the economy’s recovery has been gradual, even though the market’s recovery has been strong… maybe a…

Q3-2018 Quarterly Context Webinar

6 months ago 0 115

What you should learn from the GFC (Global Financial Crisis) after 10 years. The economy is growing but with wobbles. How is the current market like the last major market rise? Patterns of how long the market rises and how much, vs. declines, can help you be a disciplined investor. Your focus should be different during accumulation vs. spending years. Market volatility creates tax savings opportunities, short and long-term. Learn…